By accepting our terms and conditions you represent that you have the authority to disclose the personal details of the referred client.
Without this authority, you acknowledge that you are ineligible to participate in Blu Mortgages Referral Program.

By participating in Blu Mortgages Referral Program, you agree to the following terms and conditions:

• A referral can only be made by completing and submitting the web contact form - Refer a Friend.
• Referrals can only be submitted by existing Blu Mortgages clients as at 31 December 2022.
• Referred clients must agree to share their contact details at the time of making the referral. Where approval has not been obtained you will be ineligible to participate in Blu Mortgages Referral Program.
• The $200 Coles Gift Card incentive is only applicable for referrals for new clients.
• Monthly draw will open on the 1st day of each quarter (1 July, 1 October, 1 January and 1 April) and close on the last day of each quarter (30 June, 30 September, 31 December and 31 March).
• One prize will be drawn per quarter.
• Winners will be drawn at random on the first Tuesday of each quarter.
• A new client is defined as an individual or joint applicant who has never placed a finance enquiry or has secured finance with Blu Mortgages.
• Loan applications that have joint applicants are eligible for only one $200 Coles Gift Card.
• Referees may refer as many new clients as they choose.
• Referrals are not valid where the referred client and referring party are one and the same person.
• If a referral is submitted multiple times from different referees, then the first referral will be eligible for the reward only. Subsequent referrals will not qualify for participation in this program.
• Winners will be notified via email.
• Winners will be sent their reward within 28 days of the monthly draw.
• Gift Cards may be mailed or emailed to recipients, whichever is practicable.
• The referral program will cease at 5.00pm AEST on 31 December 2023.
• Blu Mortgages employees and Directors are not eligible to participate in this program.
• Information gathered upon completion of the above form will not be used for purposes other than what has been stated above.